PayoutMalta 18+

How the Payout Speed Index is measured

This page is the audit trail behind every number in the Payout Speed Index. The short version: we publish only what we can timestamp, and where we have no measurement, the index shows a TODO instead of an estimate. No figure on this site comes from an operator’s marketing page.

Logged test protocol (primary data)

Each data point is one real withdrawal on a real, funded, fully verified player account:

  1. Deposit and play-through with our own money at the operator under test (licence of record stated on its review) .
  2. Request timestamp recorded at the second the withdrawal is submitted.
  3. Approval timestamp recorded when the operator releases the payment (cashier status or confirmation email, whichever is earlier).
  4. Arrival timestamp recorded when funds are spendable at the destination.
  5. Context captured per test: rail, amount band, weekday/weekend, time of day, whether KYC was pre-cleared, account age.

Each rail’s index figure is the mean of its logged tests; the sample size column shows exactly how much evidence sits behind the mean. Below logged tests, the cell stays TODO.

Crowdsourced reports (secondary data)

Reader-submitted timings are accepted once the submission includes screenshots of the request and arrival confirmations with visible timestamps . Crowd reports are stored separately, marked as such, and never mixed into the logged-test averages — they corroborate, they don’t substitute.

What we deliberately don’t do

Update cadence

Every rail is retested on a rolling cycle , and the index shows its last-updated date. Historic data points expire out of the average after so the index reflects current behaviour, not reputation. Verification-time measurements feed the KYC page; anomalies (stuck payouts, changed processing patterns) feed the troubleshooting guide.